Should I stay or should I go?

This is the question that is on everyone’s lips at the moment.  Now there is talk of the Chancellor removing stamp duty so anyone considering buying or selling is going to sit tight and wait and see, bringing the housing market to even more of a halt, if that is at all possible in this climate.

Do you buy and sell now before prices drop even lower or just bite the bullet and, if you are able to sell your house and have found your dream home, move now?

It all comes down to the Ikea advert - is your house your house or is it your home?

There is never going to be  a perfect time to buy or sell, neither we can confidently predict when the market will turn.  Take your family’s needs into account and consider what works for you now.  If you need more space, or to be nearer good schools why wait - these improvements will be immediate and you can start enjoying the benefits straight away.

Consider that the moving process is never straightforward and it could take a good 6 months from starting to view properties to actually moving in.

The estate agent’s quick fix is to drop your price now for a quick sale - what pressure is being exerted on your seller to lower his price?  There is no point in moving if you haven’t made any money on your current property and you need to take into account the costs of moving from solicitors to estate agents to removal companies.

In the end it’s all about being in a property that you love and call home.  You can’t put a monetary value on yours and your family’s happiness and security but we all know these are priceless.